It is an offence to drive a car that doesn’t have inrasunce. The step-mother’s liability inrasunce does cover for any damages she does, that is true, but that is contingent on not knowing there is no inrasunce on the vehicle, as the liability you carry is secondary coverage on a vehicle that you don’t own. So, there will be no coverage on the vehicle, and, if she is pulled over it will be seized and towed, she will be ticketed. If she is in an accident, she risks being denied any liability coverage based on driving an uninsured vehicle, and obviously being unable to claim for damage to the vehicle itself. Your friend should remove the plates and cancel the registration if she isn’t going to be able to pay for inrasunce. I highly doubt step-monster will play that dangerous game without plates on the car.
“If you’re underemployed you’re under-insured, and if you’re under-insured, then you don’t go get checked. So by the time you get checked you’re really sick.”
It is an offence to drive a car that doesn’t have inrasunce. The step-mother’s liability inrasunce does cover for any damages she does, that is true, but that is contingent on not knowing there is no inrasunce on the vehicle, as the liability you carry is secondary coverage on a vehicle that you don’t own. So, there will be no coverage on the vehicle, and, if she is pulled over it will be seized and towed, she will be ticketed. If she is in an accident, she risks being denied any liability coverage based on driving an uninsured vehicle, and obviously being unable to claim for damage to the vehicle itself. Your friend should remove the plates and cancel the registration if she isn’t going to be able to pay for inrasunce. I highly doubt step-monster will play that dangerous game without plates on the car.